Your Alternative Financial Partner
At AgriFinance Advisors, we are committed to helping you make better financial decisions on your farm. We know every situation is different and that’s why our financial advisors will work with you one-on-one to gather, analyze & interpret your farm’s data and provide you with multiple financial options to choose from.
Whether you need a short-term bridge loan to raise capital quickly to take advantage of an opportunity, or you want to reduce your margin risk by locking-in an interest rate for up to 30 years, AgriFinance Advisors will help you structure the best deal for your farming operation.
Variable-loan rates have provided great opportunities to borrow at low interest rates, allowing the borrower to use savings to pay down principal even faster. However, with interest rates increasing, it’s a good time to lock in your current rate before it’s too late. We have several loan choices from which to choose, including those with monthly, semi-annual, and annual payment options.
With Fixed Interest Rate loans you can see:
- No prepayment penalty
- Cash out available for improvements
- Up to 70% loan-to-value
- Amortizations out to 30 years
- Minimum loan amount $400k
If you have an immediate need to improve, expand, or transition your farm land, a bridge loan may be your best funding option. These loans are for those with the intent of refinancing into a lower interest loan in 1-3 years. Payments may be interest-only and with a 3-year loan term.